01
For homeowners
Fast HELOC
Funds in about 5 days
Draw on equity you already hold, without touching your first mortgage. Apply online and start today.
Timing is an estimate, not a guarantee; subject to approval and eligibility.
Renovation & remodel financing
Your remodel,
funded.
Most remodels don’t stall on design or permits. They stall when the money isn’t in place. SCB Builders has partnered with Priority to give you seven ways to pay for the work.
Financing provided by Priority Financial Network
Explore what may fit. Approval, terms, and timing depend on eligibility.
The options
Seven ways to pay for your remodel.
Tap the equity you already have, borrow against what your home will be worth after the work, or skip monthly payments entirely. Most options leave your existing first mortgage exactly where it is.
02
For homeowners
Traditional HELOC
Bigger draws, full review
The conventional equity line for larger remodels, with a full review of the property and your available equity.
03
For homeowners
Closed-End Second
One lump sum, fixed payment
The full amount at closing on one fixed payment — for a remodel that’s already bid and priced.
04
For homeowners
Renovation HELOC
Equity on future value
Equity calculated on what your home will be worth after the remodel, not what it’s worth today.
05
For investors
Rehab, Flip & Construction
Built around your draws
Short-term capital for investment projects — rehab, fix and flip, ground-up and bridge — on a build timeline.
06
For homeowners
Equity Share
No monthly payments
Access your home equity as cash with no monthly payments, in exchange for sharing in the home’s future change in value.
07
Homeowners & investors
Cash-Out Refinance
Conventional · VA · FHA · Non-QM
Replace your current mortgage with a new one and take the difference in cash — for owner-occupied or investment property, plus alt-doc options.
Not sure which?
Let’s talk about your options.
Sharlyn will compare the options against your equity, goals, and timeline — no application required to start.
Talk to SharlynHow it works with SCB
Know how you’re paying before the bid is final.
A clearer budget makes room for better decisions — from the first conversation to the finished home.
- 01
Before the contract
See what’s fundable
Talk with Sharlyn while SCB is pricing your scope, so the design and the budget land together.
- 02
During the build
Money on the build’s timeline
A line you draw on as the work progresses, or one lump sum for a scope that’s already locked.
- 03
After completion
Settle into the finished home
Long-term financing or a refinance once the work is done and the home’s new value is in place.
Start with a conversation
Find the right financing option.
Share a few details and Sharlyn will walk you through which options fit and what you may qualify for. No application required to start.
Sharlyn Brooner
Senior Loan Officer · Priority Financial Network
NMLS: 325422 · DRE: 01150768
(310) 801-3946Prefer to talk now? Call Sharlyn directly.
This is a conversation, not a loan application. Please don’t include Social Security numbers, bank account information, or credit details.
Questions
A little clarity before you start.
Do I have to refinance my first mortgage?
No. The home equity options sit in second position, so your existing first mortgage stays where it is. If you’re holding a low rate, that’s usually what decides whether the project happens. Cash-out refinance, by contrast, replaces your current mortgage.
Can I get pre-qualified before I sign with SCB?
That’s the best time to do it. Knowing what you can realistically fund before the scope is priced saves a redesign later.
What is an Equity Share?
Instead of a loan with monthly payments, you receive cash from your home equity in exchange for sharing in the home’s future change in value. Sharlyn can walk you through how settlement works and whether it fits your plans.
What if I was already declined somewhere else?
Worth a second look, especially if you’re self-employed or own a business. Alternative documentation may allow qualification using bank statements, CPA-prepared P&Ls, 1099s, or assets.
Does SCB Builders get paid for referring me?
No. Priority does not pay referral fees to contractors. SCB offers this partnership so your financing is lined up before the work begins.
Lender information & disclosures
Priority Financial Network · Equal Housing Lender
© Priority Financial Network ('Priority') is a dba of PFN Lending Group, Inc. | 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302. NMLS ID #103098. All Rights Reserved. Please visit https://www.nmlsconsumeraccess.org (opens in a new tab) for detailed licensing information. Licensed by the CA Department of Financial Protection and Innovation under the California Finance Lender Law #60DBO78997 and the CA Department of Real Estate DRE#01273595; Georgia Residential Mortgage Licensee #59742; Nevada Broker #4695; Arizona Mortgage Banker License #0919889; Oregon #ML-4013; Regulated by the Colorado Division of Real Estate #CF-99035; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company; Texas Principal Location: 4101 McEwen Rd. Suite 140, Dallas, TX 75244; and Massachusetts Mortgage Lender and Mortgage Broker MC103098; in addition to other states listed on the NMLS. For the TX Complaint Recovery Fund Notice, go to: tinyurl.com/32vmjy4p (opens in a new tab). Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PFN Lending Group, Inc. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. Spanish translated disclosures are available upon request.
Informational only — not a commitment to lend or an offer of credit. All programs are subject to underwriting and property eligibility; availability and terms vary by state and property type and may change without notice. Priority pays no compensation for the referral of mortgage business. SCB Builders is not an agent of Priority and is not authorized to make representations regarding loan approval, terms, pricing, or timelines. Business-purpose construction, bridge, and fix-and-flip products are for non-owner-occupied investment property only. Home equity lines of credit and closed-end second mortgages are subject to credit approval, lien position requirements, and available equity. Equity share agreements are not loans; the homeowner receives cash in exchange for a share of the home's future change in value, and terms, eligibility, and settlement obligations vary. See nmlsconsumeraccess.org (opens in a new tab) for licensing.